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Well, now we join the ranks of the victimized. First, we learn that Target took such little care to check on its own credit card security that 40 MILLION customers, including us, may have had their credit cards hacked. Then we learn that the greedy banks in the US still use vulnerable magnetic strips on the cards they issue, while European banks have used highly unhackable microchips in their cards for a decade. Now, we have no MasterCard in the days before Christmas. Humbug, Target and American banks. Coal in all your stockings.